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Federal Workers' Comp

The Division of Federal Employees' Compensation adjudicates new claims for benefits and manages ongoing cases; pays medical expenses and compensation benefits to injured workers and survivors; and helps injured employees return to work when they are medically able to do so.

The Federal Employees' Compensation Act provides workers' compensation coverage to three million federal and postal workers around the world for employment-related injuries and occupational diseases. The Division of Federal Employees' Compensation (DFEC) has responsibility for administering the Act through its twelve district offices and national office.

Source: United States Department of Labor
http://www.dol.gov/owcp/dfec

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State Workers' Comp

Workers’ compensation is a state-regulated insurance program that provides covered employees with income and medical benefits if they sustain a work-related injury or illness.  Texas private employers can choose whether or not to provide workers’ compensation insurance coverage for their employees.  In most cases, your employer is required to notify you whether or not they provide coverage.

Workers’ compensation pays your medical bills and replaces a portion of your lost wages if: you are injured at work or have a work-related illness; and your employer has workers’ compensation insurance coverage under the Texas Workers’ Compensation Act, Title 5, Subtitle A, Labor Code. 

Source: Texas Department of Insurance
http://www.tdi.texas.gov